New foreign accounts often start around ¥1000/day. Verify fully, use Alipay for big sums, or split.
New foreign accounts start with a low daily cap.
What you'll see
If a payment is refused for being over limit, it is the account's daily cap, not the card:
"Exceeds daily limit" · "Limit too low"
中国 App 里显示为：超出每日限额 / 限额过低
Error-text level: L2 (observed wording). Exact in-app strings are being verified against a live device.
Why it happens
New foreign accounts get a low default daily limit. Completing full verification, using Alipay for large sums, or waiting a few days usually raises it.
Fastest fix, free:Complete full identity verification and use Alipay for the large payment — its foreign-card limits tend to be higher.
Last verified:2026-09-20 ·
Confidence:Multiple sources (pending first-hand verification)
The full fix sequence (free)
Complete full identity verification.
Use Alipay for large payments. Alipay's foreign card limits tend to be higher.
Split the payment. Ask the merchant to split it into two transactions.
Wait 24-48 hours. Limits often increase automatically after a few days.
When the fast fix isn't enough
In the kit
The kit lists the real per-app limits foreign accounts hit.
1. The real limit table
Observed daily and per-transaction caps by app and verification level.